I am a CIGNA Provider. I accept EAP patients, Long Term Psychotherapy patients, and conduct diagnostic evaluations.
Thank you for choosing me as your psychotherapist/psychologist.
I will do everything in my power to provide you with the best service.
I Cannot Waive the Co-Pay or the Deductible, though I am often tempted to do so as I understand many folks simply cannot afford it, and they desperately need therapy.
However, some therapist have actually been sued for waiving co-pays and deductibles. Here is why:
- Your agreement with CIGNA is a contract— this is is a legally binding agreement with you and your employer—if I, as a provider decide to waive patient deductibles and copays, then I am reducing the your covered contractual financial obligation. Believe it or not, I can get in trouble for a few different legal reasons.
- Basically, waiving deductibles and copays, interferes with the employer’s and/or individual’s contract with the insurance carrier—and that puts me at risk of being sued for damages.